Agent program facts
These are the current program facts as of 2026-10-11. Other pages on this site take their numbers from this list. See program changes for what changed and when.
| 1. Employer | Capital Area REALTORS® Federal Credit Union |
|---|---|
| 2. Company NMLS ID | TODO |
| 3. Employment | W-2 employee of the credit union |
| 4. Registration | Federally registered mortgage loan originator under the SAFE Act, registered through NMLS |
| 5. States | MD, VA, DC, NC, SC |
| 6. Pay basis | Basis points (bps) on the funded loan amount |
| 7. Standard origination, purchase | 50 bps; 75 bps at high production |
| 8. Full-Service origination, purchase | 75 bps; 100 bps at high production |
| 9. Standard origination, refinance | 25 bps; 37.5 bps at high production |
| 10. Full-Service origination, refinance | 37.5 bps; 50 bps at high production |
| 11. Full-Service means | A complete Buyer Ready document package before handoff |
| 12. High production means | TODO: confirm (at least 5 funded purchase transactions in the lookback window) |
| 13. Cap per loan | $7,500 |
Arithmetic illustration, not a forecast or typical earnings. Gross compensation before program fees, taxes and expenses. Compensation is for required origination services, not referrals. Subject to final program approval and the employment agreement.
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